Client Appreciation

Here at MPI® we wouldn't be doing what we do if it wasn't for our clients. In this episode we share thanks and hope for the future. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, start your financial education today! Remember, Always Be Compounding™!!

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Transcript

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Good evening, everyone. Curtis right here from beautiful Gilbert, Arizona, to talk about all things compound interest, all things MPI, retirement planning, how to achieve financial freedom. That's why we're here. This is a client appreciation night. Also, we're going to do some giveaways at the end of this and we're going to make sure that you guys know everything you need to know in order to achieve the financial freedom we're looking for. So that's a new thing. We've got little captions going on up there. So if you guys need to read the captions, there they are. Maybe I'm the only one who can see them. But now we're going to talk about a lot of different things, new things that are happening, in MPI, a lot of fun things are happening right now. We're super excited to talk to you about some different things we're launching in the near future, things about the website and things like that. And we're going to cover some basics about MPI so you can maximize the MPI premium strategy in your life and achieve the financial freedom we're looking forward to. As always, where I start with a little presentation, then we're going to do live Q&A so if you guys can take out a piece of paper out and a pen, write down any questions you may have during this presentation. And after the presentation, we're going to go live. You ask any question you want and I'm going to answer them live to the public. So let's make that happen together. We also want to welcome everyone from Tik-Tok, from Instagram, from Facebook, everyone out there who is participating today that are MPI clients or in the MPI understanding process right now. We welcome you and let's get started. First, here is the overview of what we're going to talk about today. We're going to welcome you. We already did that. Who am I? Why am I here right now? Why are you listening to me? Why did you buy into the MPI strategy? Or learning about the MPI strategy. What are your goals? Why does everyone end up poor? Did you guys know around 99% of the population downsize in retirement? Do you know why that happens? Do you have you guys do you guys know what's happening in 401k right now? What's happening in the stock market? We're over a loss of over 20% this year in the stock market already a lot of people are predicting its going much further than that. So we're going to talk about why that happens. The new website, the MPI Strategy. Inflation, how to deal with inflation. An 8% fixed fund that we're launching and a career opportunity. So get ready, rock and roll, buckle up. And this is going to be fun. Like I said, we're going to do a live question answer at the end of this. So when we are done with this thing, which is going to take about 30 minutes, ask your questions and we're going to go from there. First thing I want to talk about is who am I? My name is Curtis Ray. I live in Gilbert, Arizona. It is Wednesday evening, about 5 p.m. Arizona time. So this is live and we're here bringing it to you. I am the CEO of MPI Unlimited. I can't forget that I'm married with five children. That's my beautiful family right there. I am the CEO of MPI Unlimited and the inventor of the MPI Premium Strategy. I'm also a a bestselling author, a two time bestselling author of Everyone Ends Up Poor and the Lost Science of Compound Interest. We're going to give you opportunities today to get free books, the e-book today, so you guys can read if you haven't had the opportunity reading this book. And I am also consider myself a compound interest expert. I spent the last eight years of my life to understand everything there is to know about compound interest, how you protect it, how you accelerate it and ultimately help you achieve the financial freedom you're looking for. Albert Einstein called compound interest the eighth wonder of the world, the most powerful force in the universe. If you are not actively, actively pursuing compound interest and maximizing every compound opportunity in your life, you're underperforming and you deserve better than that. We all work hard. We have families, we have children. We have all our goals and our aspirations in life. How do we achieve them? Financial freedom is one of the key pillars in achieving the life you want. Having the ability to do what you want when you want, with whom you want, because you have enough financial security to do what you want. So let's make that happen. And lastly, I am on social media. I am everywhere on social media. People say, Oh, Curtis, you work so hard. How are you everywhere? Well, we do have a lot of amazing employees who work here, a lot of social media experts to make sure that you get all the content you need to know about in order to make the best decisions today in your future for your future. And so if you would like to follow me on social media, if you are not on social media or you're not following on YouTube, where my long content is. TikTok where my short content is. Instagram, where we post a lot of memes, text me right now the word social to the number 30500. Now we'll send you a text message that has all my main social media platforms. Go follow me, learn, but put alerts on. I go live every single day on Tik Tok twice a day sometimes. So if you want to have a lot of information, provide you absolutely free of charge to the public, text me the word social to the number 30500. Get that text message us make it happen together. Let's talk about what you guys want. So many people reach out to me. We have over a thousand people every single month coming in saying, I want this, I want that. Are you willing right now to make the decisions necessary to get what you actually want? So many people say they want things, but they're unwilling to take the time A) to learn how to get it and then B) actually put in the work. It is not financial freedom is not free. It takes a tremendous amount of discipline, a tremendous amount of work. And we want to help you get there. But first, you must know what you want. So let's talk about what you want. I did a survey the other day and the five most common things that people tell me they actually want people to ask about fees and surrender charges and rates of return. Also, that's not what people actually want. They want simplicity in their life. They want to have the time, the freedom. What they want is financial freedom. They also said they want to feel secure. How many of you are feeling secure right now inside your 401k, IRA, index fund, mutual fund? Probably not very many of you. It's up to 20% losses, some people. So there are some stocks out there that have up to 80% losses this year. Where is your money being located? Do you feel secure? Do you feel the security necessary to know that your future is going to be fine? There are very few people say yes that and so feeling secure is very important. Then you have early retirement. It drives me crazy that a financial advisor, someone else would tell a 20 year old to go get an I.R.A., literally binding that 20 year old to work for 40 more years with no potential of ever achieving early retirement. But often people say, Curtis, I want early retirement, but yet they're making decisions to not get early retirement, i.e. 401k, IRA things that have access penalties and retirement ages and they tell me they want tax free retirement. We're all scared of taxes, right? Taxes are insane. And they're only going to go up, in my opinion, with the national debt being over$30 trillion now and the government just spending like crazy, my opinion is that taxes are going to go up. So people are looking for tax free retirement income. They don't have to worry about tax in the future. And then lastly, generational wealth. So ask yourself this question. I'm going to give you 5 seconds to just silence to think about these questions. Are those five things what you actually want or what do you actually want? Is it financial freedom? Is it feeling secure? Early retirement, tax free retirement, generational wealth. What did I miss inside my survey? Now that you've thought about that, let's start making decisions that actually get you there. Most everyone on here is currently an MPI client. And so I want to remind you, I want you to think about why you do what you do. You're an MPI client right now or you're studying the MPI system right now. Why are you doing what you're doing? Why are you willing to save $500 a month, $1,000 a month? If you don't have that written down somewhere, you're going to get distracted. Most likely, you're going to find reasons not to save money. So please take some time. Take some time tonight after this presentation and go write down what you actually want. And every time you feel unmotivated, every time you're saying it's not worth it, every time that something distracts you to go spend money somewhere else instead of saving for your future, you can read that. What do I actually want? I want financial freedom. I want my kids to be protected through generational wealth. I want my money protected. I want early retirement, whatever those are. Remember them, write them down, speak them, maybe talk about them once a week to your spouse, your children here is why we do what we do so we can get what we want. And that is the retirement goals. That is the financial freedom we're looking for. So that's a challenge to each one of you. Go write down your actual goal and read it often. I great news for a lot of you. A lot of you probably already know that. But if those who don't know that this book, Everyone Ends Up Poor is the second edition, the second edition of this book, Everyone Ends Up Poor has about 35 to 40% new content, brand new content. Explaining the premium strategy, brand new content, breaking down different things that maybe I didn't explain well enough back in 2018 when I first wrote the book, I rewrote it about two months ago. This is the new edition. We actually have physical copies available to us now. If you like to get a physical copy, read it, write notes into it, remind yourself what your goals are, or you can get the e-book absolutely free of charge. Remember, what are you going to learn in this book? There's a clear reason why very few people never achieve financial freedom. And this book, in my opinion, is the only book that explains that. The only book that breaks down why an index fund and a mutual fund are not very good retirement plans due to the 4% rule that breaks down the excessive fees charge inside of financial planning. All the different things so this books and teach you how to retire early. If your goal was to retire early, this might be the number one book you can ever read regarding early retirement. So let's understand how to get early retirement. The next thing, excessive fees. Like I said, the risk of the stock market. How to avoid the risk of the stock market. Are you tired of being at risk? There are ways to avoid risk and still have great growth. But you got to learn about it. You've got to understand how the game is played. The 4% rule why the 401k, IRA, Roth IRA, indexed funds, mutual funds do not provide you very good retirement income. You've got to learn why that happens. There's a very clear reason why $1,000,000, the elusive $1 million portfolio that only around 2% of the whole American population ever achieved still leaves someone to downsizing it still leads you to downsizing. Downsize in retirement is a promoted thing by the financial industry. They literally tell you, don't worry about it, you'll downsize. Yes, we know our financial plan sucks so bad that you'll get to downsize when you finally get there. You just save for 30 to 40 years. And what is your result? Smaller house, small car, less recreation, very few vacations, very few freedom. That's not what we want. But there is a way around that and I want to teach you that. So I want to help you understand that through this book. And then, most importantly, premium strategies. Premium strategies, what can a premium strategy do for you? Early retirement. I'm going to write right here. Early retirement right there. Check excessive fees. Nope. We eliminate the excesses fees. We eliminate risk. We eliminate the 4% rule. We eliminate downsizing all through premium strategies. And this book is the only book that I'm familiar with. And I read a lot of books on how a premium strategy can increase retirement income by up to three times. So everyone, if you would like a free e-book right now, I will give you the absolute free copy, no strings attached. You text me right now the word e-book to the number 30500. You'll get the free e-book right now so you can start learning how to use a premium strategy in your life. And how you eliminate all the pitfalls of current financial planning and retirement planning. If you would like the actual copy of the physical copy, I will give you an absolute free copy. You need to pay for shipping if you're willing to pay for shipping, I think it's like 11 a bucks, $11 across the country. No matter where you live, around $11. I will give you the absolute free copy of the book. I think it's like $25 on Amazon, but for $11 right now, if you pay for shipping, I will give you the free physical copy of this book. If you text me the word book to the number 30500 it will take you to a website called Everyone Ends Up and you can go click it there, purchase the... you get the free book, but just pay for shipping and I will mail out the book to you tomorrow. So those are your two options. If you'd like to get the free e-book or the free ebook text book or e-book to the number 30500, we will make that happen together. So now let's start talking about how you achieve financial freedom. Did you guys know in order to achieve financial freedom, there are two years that are more important than all the other years, and that is your first two years going all in on your first two years. There's nothing more important than your first years. And if you mess up on the first year, then it's your second and third year. And if you mess up on the second year, your third and fourth year, so on and so forth, we need two full years of commitment. If you can get to four years of commitment, you are on the path of financial freedom. They're the most important two years. And I've explained why. Because you need to build a foundation. You've got to get money making money for you. That's why I'm opposed to paying off debt before compounding. I'm opposed to doing a lot of things. Financial advisers tell you to make you feel good, but don't do actually good. You need to start making good financial decisions. The ones are actually financially based, not emotionally based. The moment you make emotions, the key driver of your decision making inside of money, you are on the path to downsizing because emotions will lead you to lead you astray. We need to build a foundation first. We need to get money, making money and then that money makes money and that money makes money and that money makes money. But those first two years of the catalyst to get it really rocking and rolling, I always compared to building a skyscraper when you want to build a skyscraper, anyone who's ever thought about how a skyscraper is built did you know it goes down before up and it goes a lot down. They have to build a concrete pad, probably 30, 40, 50 feet thick. They put rebar and they reinforce it every which way to Sunday so that you can go up. And that is what a secure compound interest count does for you. We build out before up. Yes. We don't make very much money in the first few years, if any at all, because we're packing our foundation, we're pouring the concrete, we're putting the rebar. We're building this platform to be able to start producing secure compound interest, leverage compound interest, accelerate compound interest. So those first two years go all in not worrying about what my rate of return is, worry about what my foundation is. How well is my foundation built? Am I at the risk of the stock market, or am I built securely against all risks so I can actually start going up. Inside of MPI we begin to qualify for accelerated returns at the beginning of year three. If anyone knows that, a lot of you are MPI clients in you're in the first two years those first two years are so important because you don't get to qualify for the acceleration till you've hit a two year mark, two years of commitment. So if you messed up in the first year, it might take to the third year if you messed up in the first two years. Okay, now you re motivated me. I am ready to rock and roll. Let's go. It might take the third year. The fourth year, but we got to get to four years of commitment. And when you do that now we've built our foundation and now we can start going up and actually get the maximum compound interest. We got to go in for those first two years. When you go all in for the first two years, a lot of really amazing things happen. Increased life insurance protection. You have increased life insurance potential so that your family is protected with more money, more generational wealth. Because that's one of the things people tell me they want generational wealth. You have increased growth potential. You can get past that first two years of packing your foundation. You now have increased growth potential above the stock market. That is what we want to do and most importantly, increased retirement income potential. We want to have the most spendable income possible in retirement. That's called financial freedom, that's called passive income, secure retirement income. And when you can get parcels first two years and then get the MPI strategy locked in and the acceleration started, the match program beginning, the premium strategy maturing, you can produce up to double the results, up to double the results. So I have an invitation for you guys. Any of you who are in your first two years and you haven't been fully disciplined or you haven't been fully committed, but now you are ready to be committed. I want to invite you to text me the word support the number 30500. You have any questions about your MPI plan to accelerate it, to maximize it? If it's just a basic question, go login and go login into your online portal. Do all those basic things. Did you guys even know you have an online portal? We should look at the online portal. Make sure that you are in a position to understand what your policy's doing. But if you want to know how you accelerate your plan, you want to put more money into it, you want to recommit. You missed a few payments, and now you want to drop in a lump sum, or you have more lump sums to drop in. Let's call our support team. We have a client support team for all those more deep involved questions on how do I get more money into it? How do I drop in a lump sum? I've missed some payments. I turned off my automatic payments I want to turn back on. I want to increase whatever you want. Text me the words support to the number 30500. We will reach out to you in the next couple of days and see what your question is. And maybe the online portal can do that for you. You can just log in or we're here to help you, whatever you need. Text us the word support to number 30500. If you have any questions that we can help you with or will guide you to how to get the answer to your question. So I want to up real quick before I do that, I want to show you what MPI plan looks like. A lot of you don't even know what an MPI plan looks like because we actually don't illustrate it. We illustrate in real time when it matures. This acceleration happening at year three, at year five at year seven, at year nine when those happen, those happen in real time. So we don't illustrate them. But I want to show you right now the power of MPI and what you guys signed up for. So you start getting a better visual. Why those first two years are so important. And if you can commit to two years, the reward is huge. The reward is something that can produce financial freedom in your life unlike probably anything you've ever put money into. So here's what MPI strategy actually looks like. Here's how it works. Let's imagine this is just an example that you are saving $833 per month. That is $10,000 per year. That is your contributions right there, $10,000. At the end of ten years, you've saved$100,000 inside the MPI strategy. You could qualify for a thing called an MPI premium. An MPI premium acceleration, the match program, the RELOC program with a few different names for it, depending on on which direction you want to go with it. But the premium strategy is where the insurance company begins to add money to your account. This money is not your money. It's a line of credit, but you get to keep all the interest it may earn. So if you notice in the first two years, no premium strategies happening. The second or third column is the match program, the premium strategy right there. The first two years you don't qualify for it, but if you can be a good client, you can be committed to your future. You begin to qualify for the MPI Premium Strategy at the beginning of the third year. The insurance company is willing to match it. You put in $10,000, the insurance company puts in $10,000. You put in $10,000 year four they'll put in 10,000. Year five it can increase again to 20,000. Year seven can increase again to 30,000, 40,000. The insurance company is willing to keep increasing the amount of leverage we call leverage or premium inside your policy. So you end up with way more money making money for you. Remember, compound interest is your money making money for you. Then there's leverage to compound interest. That's someone else's money making you money. When you add those two things up together, that's how you produce financial freedom. Secure leverage. Secure premium leverage is how we get someone else's money inside of a secure compound interest count making you money. So as you see here, you end up with way more money making you money of someone else's money than even your own money. And this exists inside the MPI plan. You do need to qualify for this. There are requirements to qualify for a year, three year, five year, seven, year nine. And we help you with that. We guide you, we coach you, we get you through the door. We make sure everything is done so you can qualify for this great feature. But like I said, you can't get this until you qualify for two years. We've got to go in and be committed for two years of making our premiums. You miss a few catch up, you miss a few. Make sure you go call up our support team and get that money caught up or you're a few months delayed or a year delayed or whatever. But we're going to get you there if you can if you can stay committed to the MPI plan, we're going to get you there and we're going to end up producing some really amazing results. How would you like to have $100,000 working for you or $300,000 working for you? That is how MPI can outpace the stock market, produce up to 10 to 13% retirement income, can produce a lot of different enhanced features and benefits for you because you committed to your best future to financial freedom. I just want to give you a quick snapshot. So when you guys get a call from us during the second year and we call you, we text you, it is vitally important you text us back. It is vitally important you call us back because what we're trying to do is get you qualified for the impact. We call it the jump program. We're jumping your policy to accelerate your policy. We're adding premium strategy to your policy, but you need to participate in it. We can't do it alone. You need to be an active participant in it. So when we call you year two saying, “Hey, give us a call back, congratulations, it's time to do some pretty awesome things” this is what we're talking about. We're trying to get double and triple and quadruple the money working for you over the next ten years. And then all the way to retirement, we're going to keep doing it over and over and over to maximize the amount of money working for you. This is why we want to help you with guys. This is the whole MPI strategy and why it's different than every other thing you've seen. The IUL, the whole life, the index fund, the mutual fund, they're not premium strategies. They're traditional strategies. Premium strategies. Excuse me? Premium strategies. Use other people's money alongside your money to maximize your best future. That is what we want to do. So one last invitation. Be ready for us to call you. Be excited for the end of year two because once we get to two years, you've now qualified for the MPI Premium Strategy, we’re going to get rocking and rolling, and make sure that we hit all the requirements to get in there and use our money plus someone else's money to maximize your best future. So that's what the MPI plan looks like. I hope that excites you. Let's get there. Let's make it happen. Features and Benefits of the MPI Strategy. Just a quick overview. Any of you have forgotten or need a quick overview of what MPI does for you? You get permanent life insurance that's guaranteed generational wealth, life insurance that never expires. Then you get living benefits if you ever get sick, a terminal illness, something like that, you can advance on your life insurance to live your best life in the last year of your life. So we want to make sure living benefits are there for you. Lowest legal expenses allowable because our fees and expenses are so low. That is how we produce such great compounding. Typically around 1/30, that of a financial advisor. No access penalty so that you can retire early. If you have no access penalties, you can access your money, you can retire any age you want. That's one of the great things inside of MPI. High Contribution Limits. We have clients who come in and want to drop in lump sums. I won the lottery, I sold my house and I make $1,000,000 a year. You can put in high contributions. I have some clients who put in over$1,000,000 per year. That's how high of contributions you can put in to MPI. So if you have a high lump sum, you want to drop it. You just sold the house. You sold the rental. You should consider selling your rentals. That might be a very good financial decision for you and drop in a large amount of money inside of the MPI premium strategy. That all that does is get you qualify for more premium more leverage as time goes on to outpace the traditional investment strategies out there. Legal protections. It's very, very difficult to sue a life insurance contract. So you work so long in your life to build a bunch of money and then you get sued and all gets taken away from you. The MPI helps you protect yourself from legal complications. No market risk. MPI is not exposed to any market risk. This year in MPI, you know how much we've made in MPI this year? 0%. Some guy in my life today said 0%. That sucks. Well, your 401K has probably lost 22%. So who actually is in a good position when MPI has guaranteed contractual security that you will not lose a single penny due to stock market risk, a 0% return is the lowest return you can receive inside of MPI, even if the market ends up losing 50, 60, 70%. You have contractual guarantees inside of MPI. Then we have a growth potential of the S&P 500, we have a strategy inside of S&P 500 to maximize it. We have the premium leverage strategy. That's what I just showed you, where the insurance company begins to add money to your account. That's called leverage using someone else's money to build you wealth. That's part of the MPI strategy to accelerate your returns from an average historically around 7% up to ten, 11, 12, even 13% rate of return as the premium strategy really begins to mature in your account. Tax free retirement income and increased retirement income. So when we go back to those five questions we talked about the five things people tell me they actually want. One of them was generational wealth. That's what MPI can do for you. One of them was financial freedom, increased retirement income. One of them was tax free retirement. There it is right there. One of them was security. They want to feel secure and one of them was early retirement. The five things that most people actually want in a retirement plan; early retirement, security, tax free, a lot of retirement income. And then when at the end of the day, when you end up passing away, passing it all down to your children, 100% tax free, that is what an MPI strategy can do for you. If you are currently in the process of learning about MPI, you're on TikTok right now. You're on Instagram, you're on Facebook. Wherever you find me right now, text me the word premium to the number 30500 if you want to start a premium plan or maybe that you thought about doing and you haven't quite done it and you want to reengage with MPI. If you want to learn more about premium plan and how you get all of those different features and benefits inside of an MPI Premium Strategy text me the word premium to the number 30500. We’ll have an MPI Certified Advisor reach out to or we’ll have your existing one reach out to you. You want to start a plan for your children or you want to start a plan for your spouse, whatever it is, text us the word premium to the number 30500. Now that I'm going to go over a few things that people have asked me, a lot of people are really concerned with how you save money, how you build financial freedom and inflation. So the next couple of minutes, I'm just going to go over, you know, some things people have been asking me and I want to address them so you guys can have a little bit more financial knowledge of how you how you combat inflation and how you build financial freedom through saving money, through a secure compounding account. The first thing I want to talk about, saving money on MPI, a common question I get is, “Curtis. Can I put in a lump sum?” Yes, you can. Then the second question I get, “Can I put in lump sums regularly?”. You can drop in a lump sum basically once per year. If you call it once per year, after you've qualified for MPI, you could drop in a lump sum. So if you are out there and you are, you drop in a lump sum, $15,000 this year. Let's say you're a real estate agent or you're on commission and you make money sporadically. You can't just drop it in every single time you end up doing a lump sum plus a conservative monthly amount. You say, “Curtis I could do $15,000 plus 500 bucks a month”. Okay, that's where we're starting. During the year go open up a bank account called your retirement savings account. Go to Wells Fargo or Chase or wherever you bank and set up a bank account called your retirement savings account, whatever you want to call, you name it, whatever you want, your future, my financial freedom, whatever. And during the year, save, save, save, save, save above your $500 commitment. Whatever is your conservative amount. Save, save, save and whatever you have at the end of the year, we’re going to drop another lump sum. And then during that second year, what is the conservative amount you can save.“Hey Curtis my, my, my jobs you're pretty well I think I can do 700 bucks a month”. We're going to just add $700 a month, get you qualified for that and then rinse and repeat. Save, save, save, save, save, drop a lump sum. Let's do that over and over and over. Get active, get excited to save money. Get excited for the day that you achieve financial freedom. And that's the easiest way to do it. As much money as you can upfront. And then a conservative monthly don't do it crazy monthly where you're living on ramen and you're feeling poor. Do a conservative monthly that you know you can hit. And then all the extra money that you can save, your bonuses, your tax returns, commissions you receive, whatever amount you're not going to spend on vacation and whatever else put into your retirement savings account at your bank and then go from there and at the end of every year if there $0. Oh, well, we weren't expecting it, but if there's five, ten, 15, $20,000 in there, we try to get it as a lump sum again. Now you've just maximized or accelerated your financial freedom date, and that's what we want to do, is get you retired as soon as possible. Now, let's talk about inflation. Ooh, it's a beast around 8% right now. Absolutely killing it. Killing us, not killing it. Killing us. How do you combat inflation? There's only one real way to combat inflation, and that is to save a percent of your income and not a flat amount. When you go to do a savings amount, try to save a percent of your income. So let's just say you're making $50,000 a year and you're going to save 10%. That's $5,000 per year, $416 per month. That is how much we're going to save. But we're not saving $460 per month. We're saving 10% of our income or 15% of our income because with inflation, a few years from now, everything is going to go up. Everything's already going up. I drove by McDonald's the other day. I said, starting at $16 an hour, if you would have said five years ago someone at McDonald's was making $16 an hour everyone would’ve laughed at you. Other ones, $25 an hour, $20 an hour, $30 an hour. Those were high paying jobs ten years ago. But inflation, we're no more richer, you know, but getting paid $15 an hour is equivalent to getting paid $11 an hour five years ago. So, you know, it's one of those things maybe ten years ago or however, whatever the inflation rates have been over the last ten years. But basically what we're saying is save a percent of your income and as you make more money, don't increase your lifestyle, make sure you're saving that percent of income. That is the only way the correct way to combat inflation is always save a percent, because if you're making $50,000 saving, let's just say $500 a month, when you start making $100,000 in 15 years from now, which might be equivalent to $50,000 now. So your lifestyle didn't change that much. You just maintained everything, just kind of went up together. Make sure you start saving $1,000 a month. You got to go up with inflation. That's how you combat inflation. And then most importantly, make sure you do whatever necessary to qualify for the MPI Jump the MPI premium strategy so that you can get that additional money, someone else's money making you money to help combat inflation and build you wealth simultaneously because you have your money making your money. You're trying to combat inflation, you're trying to make money, you're trying to build a compounding account. Make sure you get that other money, those first two years, qualify. Answer our phone when we call you year three, saying, “Hey it's time to qualify!”. Get on it, be active, get excited, let's make it happen. Those are the two ways, the two best ways to combat inflation. You save a percent of your income, not a flat rate, and make sure you qualify for the MPI premium strategy. So hopefully you learned something there. Hopefully you enjoyed that. These are little tips of the trade that we like to help people understand on how you achieve the financial freedom you're looking for. Like I said, if you have lump sums, if you've missed some premiums, if you want to start, you've made a little bit more money, you want to increase your premiums. Text me the word support to the number 30500. If you're at year three and you haven't heard from us or you've missed some payments, you want to drop in a lump sum. We've got to get you that way, to, we got to get you where you qualify for the MPI premium Strategy. Text me right now the word support to the number 30500. For all those people who want to accelerate your MPI plan put more money into it, drop in a lump sum. You just sold your house. You have extra money sitting around. You sold the rental. Whatever the case is, our support team is the best of the best. They're going to help you navigate the way to financial freedom as quickly as possible, and most importantly, get you qualified for the MPI Premium Strategy, the MPI Jump Program. So call, call text support to 30500. Now I’m gonna talk about some new things in MPI. Let's talk about you're an MPI client. What are some new awesome things inside of MPI right now? The first thing is the website. How many have you been on the new website? It's still in the works, but I'm going to show you a little, a little sneak peek of the website. It's live right now so you can go click there. It's a compoundinterest.com. Compoundinterest.com. Here's what the not again! This happened to us last time we were LIVE, but did I spell it right? Compoundinterest.com. Was that. Um. Let me see real quick, guys. I'm sorry. I have to click out real quick discard I think...where? Sorry, guys we always have one technical difficulty. Why does it do that? Huh? I don't know why that does it. So I'm going to manually type it in. We're going to go here. We always have something every single time we got some type of a glitch. Okay, I'm going to click on compoundinterest.com and I'm going to manually type in this P right here. That is really weird. Zach, please find out why it did that. Okay, now we're on compoundinterest.com once it uploads, I hope. There it is. There is the news. Oh, there. We're going to go full screen on this one home of the MPI Premium Strategies. Guys, this is something that we want to talk about. We have many premium strategies. MPI is just not a loan. We have many different type of premium strategies. That's why it's plural right there. It looks much better. It's softer. Learn more. Start today. The premium calculator strategies. Testimonials. Right here is the MPI calculator. Go on there. A lot of people love this calculator. Say you're 30 years old, you want to retire by 60 years old, you can save $500 a month. And you put in, you put in$10,000 lump sum. Look at that retirement income right there. It projected $112,000 inside that accelerated premium strategy where your money plus the insurance companies making you money versus a 401k, IRA, index fund, mutual fund, IUL, whole life those are traditional plans projected at $43,000. So night and day difference guys. Night and day go on there we also on here you know What Is MPI, a really cool video series you get to see me back when I didn't have a beard. So I keep the beard or shave it? We’ll have to determine that. Get my best selling books here, connect with an MPI Certified Advisor. A bunch of testimonials from where we have a bunch of clients that came in. We filmed them a bunch of testimonials, and on Google we over 200, I think 225 reviews on Google right now. So you can go see what everyone else is talking about on MPI. Please go leave a Google review. If you can go type in MPI Unlimited, you're going to see our Google little page right there. The first thing that pops up, please go. Leave us a review. I'd really appreciate. We want to get to 1,000 reviews of people who, you know, what they believe about MPI and if it's brought you any value, if I bring you any value helping you learn about compound interest. So that's a new website, guys. It's going to get bigger and better. Right now that's the home page. We have a lot different things coming of MPI. Who ‘em I, the video series, the calculator, webinars, past webinars we've done, future webinars. We're going to do the FAQs, the community, Google reviews, Amazon reviews,

news, podcast and contact us: 36:19

career opportunities, client support, contact MPI. And then pretty soon we're going to have a log in. Now you can go see all your fun stuff inside of MPI, your, your, your progress, things like that. That's not quite ready yet, but it's going to be ready soon. So super exciting what we've been able to do with the website. Go check it out at compoundinterest.com. The next thing that's going on this is super exciting guys. Our 8% fixed fund. We have a fixed 8% corporate guaranteed fund coming out starting in January. This is for all my people who have rollovers for a 401k, IRAs, index funds, mutual funds, typical money that we typically don't accept. We say, hey, we don't deal with 401ks, IRAs, mutual funds. How would you like to have a corporate guaranteed 8% rate of return? No risk to the stock market. How would you like to have that? Rather than the roller coaster up down craziness, all that other stuff. Have something that gives you security. You can sleep well at night knowing what your returns going to be. This is coming in January, coming January 2023. Super excited about that. We've been working on this for about a year now. About a year. Let me change that color back to blue so you guys can see it better. For about a year now, we've been working on this, super excited to launch is January 2023. There is no life insurance requirement, so all my people who unfortunately can't qualify for life insurance and can't get into MPI. But you have some money and you want to save it and you want to get that money compounding securely. No longer is life insurance required. It's not quite as good as MPI, so we still want to do MPI if we can qualify for it. But it's a really amazing option almost right there at the same level as MPI producing great results. Your first position collateral is it's like I said 401ks, IRA rollover options so you have those old 401ks, those IRAs that have too much risk not making much money, crazy amount of fees and you want a better opportunity for your life. This can be one of those great things. 8% fixed return. You're going to get an 8% return compounding, you can either pay it out, so you can either paid that 8% or you can compound it. Which one do you want? I prefer keeping it in compounding, it’s your money. Making money, making money, making money. But it is also great for immediate income needs. How many of you know what the 4% rule is? How many of you have 401ks? Or have parents who have 401ks, IRAs, mutual funds, index funds that are currently withdrawing around 4%. You can go to them and say literally we can get you 8% income securely back. How would that change your parent's life to be able to double the retirement income without exhausting the account value with no risk the stock market? That is pretty awesome and that's what we've been working on the last year. I love bringing exclusive, amazing products to you guys. Not traditional things anyone can offer you traditional things. We want to bring you the best of the best of the best and we're super excited about that. So any of you that have parents out there that are living on their 401ks, IRAs right now, make sure they know about this, that we can double their income securely because 4% is the secure withdrawal rate. Now we can make it 8% without depleting the account value, without the risk of stock market, no additional expenses. It's a true 8% return. There's no expenses on top of that, it is an 8% fixed return that your family and friends and even you can start doing for your rollover things like that. And then it renews every four years. So it's a four year secured note, renewable and so just keeps over. You have the option of you, you know, after four years you want do something different, you can cash it out. Or maybe there are some options of qualifying for MPI later on down the road or things like that. So this, this thing we've been working on for a year now, we are now ready to launch it starting January of 2023. Super exciting. If you have 401(K)s, IRAs, index funds, mutual funds. You have parents that are currently living off of their 401Ks, IRAs, mutual funds, index funds. Let's double the income potential off of that. Text me right now the word rollover to the number 30500 to get on the RSVP list. This is an RSVP list because it's not ready yet. It is launching in January 2023 projections. So text me right now the word rollover to the number 30500. If you have 401k, IRA, an old 401k, I don't think we I don't think we are going to take current 401Ks because your company manages that. We may have options there. I think Rob was telling me some that we do have options there. I can't remember them, so I don't want to speak on something I don't know but any old 401Ks, IRAs, Roth IRAs, TSP, index funds, mutual funds, things inside the market. And you want a fixed 8% return. This might be a great option. Anyone who wants more income off your 401k this is a great option for you. Text rollover to 30500. And next career options. I've been having so many people come to me saying, “Curtis, I want to work with you. I want to be able to be an MPI certified advisor. I want to offer this. I'm a financial advisor, I'm a CFP, I'm an insurance professional. I want to be able to offer MPI”. We are now launching the first independent MPI Certified Advisor Program. That is someone who just wants to come in, have the resources we have available, be able to get their clients my books, the video series and offer this as an option to they're clients. Previously to now you had to be MPI exclusive captive. You had to be 100% MPI. We have a lot of people who do other things. They have other careers, but they're also a financial professional as part of their career. Maybe they're a CPA, maybe they're, you know, all the different things that involve financial planning and financial success, but not 100% all in on retirement planning. We haven't had a solution for you. Or maybe you want to change careers. Maybe right now you're saying, “Hey, Curtis, I'm not I'm bored of my career. I'm tired of my career. I'm burnt out. And I love what you're doing and I believe in what you're doing. And I want a career as an MPI certified advisor”. We now have a path to becoming an MPI Certified Advisor program, a career option. We're also on the in the process of opening up national offices, actual offices, brick and mortar MPI certified advisors are going to work. So we're going to have offices for you guys to go and actually be employed. You go sit down, W2, you sit down, clients come to you, you work with them. You help build retirement plans, 8%, 8% fund plans, things like that. Various things to help people achieve financial freedom. We're expanding that right now. So it going to be two amazing options over the next 12 months. This option is available pretty like right now if you want to have a career inside of MPI, we have the independent option now and this one over the next 12 to 24 months, we hope to have MPI offices across the country. If you want to have an on opportunity of working with MPI, you believe in what we're doing. You want to help your friends and family get in inside the MPI program as a career, text me the word career to 30500. It can be part time. It can be full time. There are some requirements to be part of MPI, but if you want a career, you want to go help people. Text me the word career to the number 30500. And lastly, don't forget about our debt and budgeting services. Guys, we have some amazing budget coaches, debt free coaches. Times are going to get hard. Times are going to get hard guys I foresee it coming right now. You guys are already feeling it with inflation, with the stock market imploding, with jobs. There's a lot of different things going on. There are a lot of bad times coming up. I'm an optimist. I believe we're going to get through this fairly quickly, but there are going to be some rough patches over the next 12, 24, 36 months, in my opinion. And we want to make sure you have every opportunity, every resource to navigate it correctly. We want to help you with that. We have debt free solutions. We have budgeting solutions. If you're struggling making your MPI premiums, your MPI contributions every single month. Sit with a debt free coach, sit with a budgeting coach. Let's see where your money is going and see if we can help you. Help you. We are a team. We are a family. We're here to help you. So if you want any help at all, remember you can text support to 30500. Let's see what we can do. We have MPI Certified Advisors ready and willing. Or if you want to help getting out of debt, debt free coaches and budgeting coaches text me the word debt to the number 30500. Do not navigate this alone. You do not need to navigate this alone. You have so many resources available. It is not shameful that you lost your job or you're struggling making getting out of debt or you're struggling making your MPI payments. That is not something to be embarrassed about. We all struggle with it. Every single one of us has struggled with it. I even struggle with over the last eight years. Something happened. This happened that happened. An expense came up. Oh crap. What I do. There are resources we are a family. We're here to help you make sure you take advantage of everything available to you. Text me right now the word debt to 30500 or text support to 30500. If you have any complications in your life, anything we can help you with, we are here for you. Please take advantage of the resources available to you. When you're part of MPI. You are part of us. We will not let you fail. If you're willing and you're humble enough to ask for help. We will do everything in our power to make sure that you achieve the financial freedom you are looking for. Don't be embarrassed, but we are here for you. We are family. Let's make it happen. So, guys, I want to end it there now. We're going to go live Q&A. I just want to share some new things that we have going on, some really exciting things you can see I'm super excited about. We've been working on things for up to a year now and they're just being launched on the website to the 8% fund to, you know, the support help we give you, all the different things, the MPI premium strategy you're now your three let's rock and roll with it. We are here for you. Do not do this alone. Believe in your future. Fight for your future. Because there are going to be so many things that distract you in the next one, two, three, five, ten, 15 years of your life. Don't let it distract you. Remember to write down your goals, read your goals, believe you deserve your goals, and then let MPI do the rest. It's a compounding interest account. Compounding interest is the eighth one of the world. So well, now we're going to open up for live Q&A. I always end up with this. Before we do the live Q&A. Remember, you can reach out to us on social media. You can text us, get the free books, get the free help. And until we talk again. I'm Curtis Ray. Always be compounding.